Palm City Homes under $200,000

Palm City Homes under $200,000

Welcome to Palm City, Florida – a hidden gem that perfectly blends the charm of small-town living with the vibrancy of coastal life. Nestled along the picturesque St. Lucie River, this delightful community offers stunning natural beauty, friendly neighborhoods, and a rich array of recreational activities. With its lush landscapes and warm climate, Palm City is an ideal destination for families, retirees, and anyone seeking a tranquil yet engaging lifestyle.

One of the most appealing aspects of Palm City is its affordability. For those looking to invest in their dream home without breaking the bank, you’ll be pleased to discover a selection of homes available for under $200,000. These properties provide an excellent opportunity for first-time homebuyers, investors, or anyone looking to downsize while still enjoying the comforts of home. From charming single-family houses to cozy townhomes, there’s a variety of options to suit your needs and preferences.

Living in Palm City means embracing a lifestyle filled with outdoor adventures. Spend your weekends exploring the nearby parks, enjoying water sports on the river, or playing a round of golf at one of the local courses. With a strong sense of community and a wealth of amenities, including shopping, dining, and cultural activities, Palm City has something for everyone.

Whether you’re searching for a peaceful retreat or a vibrant community to call home, Palm City, FL, offers an affordable and inviting real estate market that’s hard to resist. Come discover the charm of this beautiful city and find your perfect home today!

Newest Palm City Homes under $200,000

13424 Harbour Ridge Boulevard Unit 4A, Palm City
$55,000
2 Beds ⋅ 2 Baths ⋅ M20057098 MLS ⋅ Harbour Ridge Yacht & Cc-Palmetto Village BLDG.
FABULOUS BUY! Offered Furnished with a Garage. Light & Bright 2 Bedroom/2 Bath 2nd Floor Condo with high vaulted ceilings overlooking #11 of Golden Marsh Course. Wood Flooring, Plantation Shutters, & Screen Encloses Patio. Located in Harbour Ridge Y&CC with 2 Championship Golf Courses, Tennis, Pickle Ball, Fitness Center, Salon, Doggie Park, Nature Trail & Clubhouse on the St. Lucie River.$124,000 Non-Refundable Joining Fee & $1,000 Refundable Equity Due at Closing.Monthly HOA Fee includes Club Dues, Trail Fees, POA, Village HOA, Capital Fund Fees and appropriate taxes. NO CORPORATE BUYERS. Membership approval process includes: $500 application fee plus background/credit check. Additional financial information may be required to provide for credit scores below 740.

13424 Harbour Ridge Boulevard Unit 4A, Palm City
13256 Harbour Ridge Boulevard Unit 4A, Palm City
$149,000
2 Beds ⋅ 2 Baths ⋅ M20053071 MLS ⋅ Harbour Ridge - Mile Lake Village BLDG.
It's all about the view! Glorious sunsets overlooking Mile Lake! Furnished, updated 2BR/2BA 2nd floor condo w/ beautiful lake, golf course, and preserve views. Updates include wood-style luxury vinyl flooring, interior paint, recessed lighting in living room, & updated bathrooms. Kitchen features granite countertops, new cabinetry, and stainless steel appliances. Enclosed patio adds additional living space w/ replaced sliders with floor to ceiling windows. Impact windows too. Sauna does not convey with property. Harbour Ridge is a private, mandatory membership community, two 18-hole championship golf courses, 9 Har-Tru tennis courts, pickle-ball courts, fitness facility w/ pool, waterfront clubhouse w/ 3 dining rooms, 2-mile riverfront walking path, biking, yacht club, and marina with boat slips available for additional fee. $125,000 Joining Fee ($1,000 Refundable) due at closing. Monthly HOA Fee includes Club Dues, Trail Fees, POA, Village HOA, Capital Funds Fees & appropriate taxes.

13256 Harbour Ridge Boulevard Unit 4A, Palm City
12443 Harbour Ridge Boulevard Unit 3-6, Palm City
$159,900
2 Beds ⋅ 2 Baths ⋅ M20054415 MLS ⋅ Harbour Ridge - Pond Apple Village BLDG.
Beautifully updated, second-floor 2-bedroom, 2-bath, panoramic views of the golf course and pond. High ceilings, natural light create a bright, open living space, kitchen has Bosch appliances, quartz countertops, updated cabinetry with additional cabinets. Luxury vinyl wood plank flooring in the main living areas, enhancing modern appeal. Plus Impact windows, detached carport and private golf cart garage, including the golf cart. Experience the effortless country club lifestyle with beautiful views, spacious interiors, and low-maintenance living. Harbour Ridge: private, mandatory membership, two 18-hole championship golf courses, 9 Har-Tru tennis courts, pickle-ball courts, fitness facility w/ pool, waterfront clubhouse, 2-mile riverfront walking path, biking, yacht club, and marina with boat slips available for additional fee. $125,000 Joining Fee ($1,000 Refundable) due at closing. Monthly HOA Fee includes Club Dues, Trail Fees, POA, Village HOA, Capital Funds Fees & taxes.

12443 Harbour Ridge Boulevard Unit 3-6, Palm City
13470 HARBOUR RIDGE Boulevard Unit 3A, Palm City
$145,000
2 Beds ⋅ 2 Baths ⋅ B26079937 MLS
2-bedroom, 2-bathroom condo in Harbour Ridge, a prestigious golf community in Palm City. This beautifully renovated residence offers a comfortable layout within an active country club setting. Enjoy scenic surroundings and access to a lifestyle centered around championship golf and resort-style amenities. The two-bathroom configuration provides added flexibility for residents and guests. Harbour Ridge offers a private community setting with golf, recreation, and country club amenities. Conveniently located in Palm City with access to local shopping, dining, recreation, and everyday services. HOA applies.

13470 HARBOUR RIDGE Boulevard Unit 3A, Palm City
2255 NW Seagrass Drive, Palm City
$79,000
3 Beds ⋅ 3 Baths ⋅ M20056040 MLS ⋅ Harbour Ridge - Fairway Village BLDG.
What an opportunity to own this turn-key, furnished home in Harbour Ridge! Featuring 3 bedrooms, 2 full baths, and 1 half bath, tile flooring throughout, beautifully maintained residence, with some updates, spacious living areas, 2-car garage. Ideally located near the driving range, you'll enjoy easy access to the exceptional golf and club amenities that make Harbour Ridge so special. Move right in and start enjoying the active country club lifestyle. You’re going to love the lifestyle! Harbour Ridge is a private, mandatory membership community, two beautiful 18-hole championship golf courses, 9 Har-Tru tennis courts, pickle-ball courts, fitness facility w/ pool, waterfront clubhouse w/ 3 dining rooms, 2-mile riverfront walking path, biking, yacht club, and marina with boat slips available for additional fee. $125,000 Joining Fee ($1,000 Refundable) due at closing. Monthly HOA Fee includes Club Dues, Trail Fees, POA, Village HOA, Capital Funds Fees & appropriate taxes.

2255 NW Seagrass Drive, Palm City
2205 NW Seagrass Drive, Palm City
$165,000
3 Beds ⋅ 3 Baths ⋅ M20056627 MLS ⋅ Harbour Ridge - Fairway Village BLDG.
Beautifully updated 3-bedroom, 2½-bath patio home featuring an enclosed sunroom overlooking a private backyard. The desirable split floor plan provides privacy for both owners & guests, while luxury vinyl plank flooring & updated kitchen & baths create a fresh, comfortable feel throughout. Located close to the Clubhouse, driving range and river, and steps from the community pool, this inviting home offers an easy, low-maintenance way to enjoy the best of country club living. Harbour Ridge is a private, mandatory membership community featuring 2 beautiful 18-hole championship golf courses, 9 Har-Tru tennis courts, pickle-ball courts, impressive fitness facility w/ pool, sprawling waterfront clubhouse w/ 3 dining rooms, 2-mile riverfront walking path, biking, yacht club, and marina with boat slips available for additional fee. $125,000 Joining Fee ($1,000 Refundable) due at closing. Monthly HOA Fee includes Club Dues, Trail Fees, POA, Village HOA, Capital Funds Fees & appropriate taxes.

2205 NW Seagrass Drive, Palm City
4081 SW Parkgate Boulevard Unit A, Palm City
$190,000
3 Beds ⋅ 2 Baths ⋅ M20055262 MLS ⋅ Pipers Landing Garden Apts Area 09 BLDG.
First-floor furnished corner unit with lakeside views in prestigious Piper’s Landing Yacht & Country Club. Bright, spacious floor plan with north-facing patio for morning sun and south porch overlooking the lake for evening sunsets. Features a Newly renovated kitchen, Newly refurbished golf cart, and NEW impact windows just installed May 2026. Enjoy unlimited golf with easy tee times, marina access, tennis and pickleball courts, renovated clubhouse dining, and an active country-club lifestyle. Convenient Palm City location with easy access to I-95, the Turnpike, the South Fork of the St. Lucie River, shopping and dining. Mandatory equity. Chance of a lifetime — move in and start enjoying paradise!

4081 SW Parkgate Boulevard Unit A, Palm City
1965 SW Silver Pine Way Unit 118-D2, Palm City
$200,000
2 Beds ⋅ 2 Baths ⋅ M20055252 MLS ⋅ Pine Ridge At Martin Downs Condo 14 BLDG.
Move-in ready and perfectly positioned in highly sought-after Palm City! This beautifully updated 2/2 condo in Pine Ridge is tucked into a desirable second-floor corner spot, filling every room with wonderful natural light. Sip morning coffee or evening wine on the screened balcony off the living room—your own private retreat. The updated kitchen shines with stainless appliances, solid countertops, and plenty of workspace, while IMPACT WINDOWS throughout offer peace of mind and energy efficiency. The primary suite features a spacious walk-in closet and ensuite bath for ultimate comfort. HOA fees that cover cable and building insurance, plus the added bonus that all assessments for the upcoming roof replacement and building painting are already paid in full! Nestled in a gated community with a sparkling pool and tennis courts, just minutes from top-notch dining, shopping, & easy highway access—with beautiful beaches only 10 minutes away. Palm City living at its finest—don't miss it!

1965 SW Silver Pine Way Unit 118-D2, Palm City
13264 Harbour Ridge Boulevard Unit 8B, Palm City
$125,000
3 Beds ⋅ 2 Baths ⋅ M20055026 MLS ⋅ Harbour Ridge Y&Cc - Mile Lake Village BLDG.
Lovely 3 Bedroom / 2 Bath - 2nd Floor End Unit Condo with view of Mile Lake and Golden Marsh Golf Course. Breakfast Area off the Kitchen plus Formal Dining. Screen enclosed Patio extends from Living Room for outdoor enjoyment. Within steps of the Golf Cart Garage and Community Pool. Located in Harbour Ridge Y&CC with 2 Championship Golf Courses, Tennis, Pickle Ball, Fitness Center, Salon, Doggie Park, Nature Trail & Clubhouse on the St. Lucie River.$124,000 Non-Refundable Joining Fee & $1,000 Refundable Equity Due at Closing.Monthly HOA Fee includes Club Dues, Trail Fees, POA, Village HOA, Capital Fund Fees and appropriate taxes. NO CORPORATE BUYERS. Membership approval process includes: $500 application fee plus background/credit check. Additional financial information may be required to provide for credit scores below 740.

13264 Harbour Ridge Boulevard Unit 8B, Palm City
12465 Harbour Ridge Boulevard Unit 2-8, Palm City
$49,900
3 Beds ⋅ 2 Baths ⋅ M20054685 MLS ⋅ Harbour Ridge Y&Cc-Pond Apple Village BLDG.
MUST SEE! Desirable 3 Bedroom-2 Bath 2nd Floor Condo with spectacular golf view. Located on the first fairway of the River Ridge Course, this end unit has high vaulted ceilings and impact windows. The bright kitchen has been updated to include SS Appliances and granite countertops. Includes a Carport directly across from the unit with a golf cart garage. Located in Harbour Ridge Y&CC with 2 Championship Golf Courses, Tennis, Pickle Ball, Fitness Center, Salon, Doggie Park, Nature Trail & Clubhouse on the St. Lucie River.$124,000 Non-Refundable Joining Fee & $1,000 Refundable Equity Due at Closing.Monthly HOA Fee includes Club Dues, Trail Fees, POA, Village HOA, Capital Fund Fees and appropriate taxes. NO CORPORATE BUYERS. Membership approval process includes: $500 application fee plus background/credit check. Additional financial information may be required to provide for credit scores below 740.

12465 Harbour Ridge Boulevard Unit 2-8, Palm City
1635 SW Silver Pine Way Unit 109B1, Palm City
$179,500
2 Beds ⋅ 2 Baths ⋅ M20055908 MLS ⋅ 109 BLDG.
This first-floor 2-bedroom, 2-bathroom condominium offers comfortable living, convenient access, and the peace of mind of a 2020 HVAC system along with roll-down shutter storm protection. Residents enjoy an impressive selection of amenities, including a community pool and spa, tennis courts, pickleball courts, bocce ball, and an on-site property manager. The pool is cooled during the summer and heated during the winter, providing year-round enjoyment. Conveniently located near shopping, dining, golf, parks, and major commuter routes, this home provides an excellent opportunity to enjoy the Palm City lifestyle within a secure, gated community.

1635 SW Silver Pine Way Unit 109B1, Palm City
13228 Harbour Ridge Boulevard Unit 6B, Palm City
$49,000
2 Beds ⋅ 2 Baths ⋅ M20056872 MLS ⋅ Harbour Ridge - Mile Lake Village BLDG.
NEW LOWER PRICE creates an exceptional opportunity to enjoy the Harbour Ridge lifestyle! This 2nd-floor 2BR/2BA residence offers beautiful Mile Lake views, a carport, freshly painted interior and new carpeting. Relax on the screened patio with your morning coffee while enjoying peaceful lake views and abundant wildlife. The kitchen features wood flooring, Corian countertops and updated cabinetry. Harbour Ridge is a private, mandatory-membership community offering 2 championship golf courses, tennis, pickleball, fitness, pools, waterfront clubhouse & dining, yacht club, marina and a scenic 2-mile riverfront walking path. $125,000 Joining Fee ($1,000 refundable) due at closing. Monthly fees include Club Dues, Trail Fees, POA, Village HOA, Capital Funds Fees & applicable taxes. A great value and opportunity to make Harbour Ridge your Florida home!

13228 Harbour Ridge Boulevard Unit 6B, Palm City
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